Build your savings

Ways To Start Building Your Savings

With 40% of Americans saving less this year than last, building your savings can seem like an almost impossible task when there are bills to pay and your income doesn’t increase at the same, or a greater rate, as your expenses. But as part of a routine, finding ways to save money helps you to really think through your routine spending habits and can offer an opportunity to learn new habits that might provide better long-term financial outcomes.


There are countless ways to save, but these few suggestions offer a good place to start:


  • Create a place or places to put your savings — If you don’t have a savings account, you should open one. Some people open more than one savings account to help them set different savings goals (i.e.; vacation, holidays, education, etc.). Even a piggy bank can suffice if you don’t want to open a savings account. The idea is to have a repository for your saved dollars and a tangible savings location that allows you to see the results of your efforts ongoing and whenever you’d like.

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Identity Theft

Warning Signs of Identity Theft

In 2012, 12.6 million U.S. adults were victims of identity theft. This equates to 1 incident every 3 seconds. When identity theft strikes, it costs the average consumer around $365 in unrecoverable funds and time missed from work to close fraudulent accounts and deal with reestablishing their credit.1

With your personal information, thieves can withdraw money from your bank account, make charges on your cards, open new accounts in your name and get medical treatment using your health insurance. By recognizing the indicators of ID theft, you can help keep the damage from spreading. Here are some common red flags to watch for.

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