May 26, 2015

Rebuilding Your Credit After Bankruptcy

While bankruptcy should never be considered an easy way out of one’s financial obligations, there are situations in which it […]

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March 17, 2015

Savvy Millennials Learned Early About the Effects of Bad Credit

Today’s young adults — the millennials — grew up during the Great Recession and witnessed firsthand the consequences of high […]

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February 17, 2015

How Credit Card Utilization Affects Your Credit Score

It’s a well-known fact that paying your credit card bill on-time is one way to achieve a higher credit score. […]

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February 3, 2015

Budget: The “B” Word to Some, the Ticket to Financial Freedom for Others

Many people have a less-than-enthusiastic reaction to the word “budget,” associating it with a restrictive plan that reins in their […]

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December 22, 2014

Know the Facts Before Opening — or Closing — a Credit Card Account

A well-meaning choice on your part could do more harm than good Most consumers understand that one more obvious way […]

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October 28, 2014

Saving for College? Learn More About the 529 Qualified Tuition Program

Paying for a college education requires forethought, research and planning. While there are numerous investment options to choose from, a […]

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The shelf life of bad credit

May 27, 2014

The Shelf Life of Bad Credit

When a credit card bill, loan payment or other financial obligation is not paid as agreed, lenders may send a […]

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Best practices for your tax refund

April 29, 2014

How Will You Spend Your Tax Refund?

If you’re waiting for a tax refund, chances are you already have some ideas of your own. For the past […]

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Debt problems and solutions

April 15, 2014

Need Help Managing Your Debt? Choose the Right Solution for You.

This is our second post in a series on managing debt challenges. As covered in our first post, Debt Problems? […]

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Calculate debt solutions with Merrick Bank

April 2, 2014

Debt Problems? Work With Your Creditors First.

If you’re currently struggling to manage your monthly debt payments, you’re not alone. Financial challenges have continued to plague U.S. […]

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