Medical Word Cloud

February 23, 2016

How Medical Debt Affects Your Credit Score

Medical debt is rampant in the United States; it’s one of the top reasons Americans file for bankruptcy.1 While consumer […]

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August 18, 2015

Avoid Saying “I Do” to Someone Else’s Debt

How to protect your good credit if you’re marrying someone with bad credit Whenever you hear the old saying “love […]

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July 8, 2015

Your FICO® Score and Avoiding Surprises with goScore

Knowing if your FICO Score has dipped can inform you to do what’s necessary to bring it back up, especially […]

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February 17, 2015

How Credit Card Utilization Affects Your Credit Score

It’s a well-known fact that paying your credit card bill on-time is one way to achieve a higher credit score. […]

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January 21, 2015

Understanding How Credit Scoring Models Work

Credit scoring is a system used by lenders to help determine a consumer’s creditworthiness, the terms they will be offered […]

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October 14, 2014

Beware of Auto Loans That Can Break Your Budget

High finance charges and long payment terms can make a car loan seem more like a mortgage You need transportation […]

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September 30, 2014

Keep Up with Credit Payments to Avoid Debt Collections

The Urban Institute recently released a study that reveals 77 million American consumers — about 35 percent — currently have […]

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August 5, 2014

Do Authorized Users Build Credit? Pitfalls and Alternatives

In an effort to build credit, consumers that have no credit history or need to repair negative credit history frequently […]

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secured credit card

June 10, 2014

A Secured Credit Card — Your Stepping Stone on the Path to Building Credit

Many people find themselves in need of a credit card but are unable to qualify for one. For younger people […]

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The shelf life of bad credit

May 27, 2014

The Shelf Life of Bad Credit

When a credit card bill, loan payment or other financial obligation is not paid as agreed, lenders may send a […]

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