MB-02.17.15

February 17, 2015

How Credit Card Utilization Affects Your Credit Score

It’s a well-known fact that paying your credit card bill on-time is one way to achieve a higher credit score. […]

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MB-01.21.15

January 21, 2015

Understanding How Credit Scoring Models Work

Credit scoring is a system used by lenders to help determine a consumer’s creditworthiness, the terms they will be offered […]

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MB-10.14.14

October 14, 2014

Beware of Auto Loans That Can Break Your Budget

High finance charges and long payment terms can make a car loan seem more like a mortgage You need transportation […]

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MB-09.30.14

September 30, 2014

Keep Up with Credit Payments to Avoid Debt Collections

The Urban Institute recently released a study that reveals 77 million American consumers — about 35 percent — currently have […]

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MB-08.05.14

August 5, 2014

Do Authorized Users Build Credit? Pitfalls and Alternatives

In an effort to build credit, consumers that have no credit history or need to repair negative credit history frequently […]

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secured credit card

June 10, 2014

A Secured Credit Card — Your Stepping Stone on the Path to Building Credit

Many people find themselves in need of a credit card but are unable to qualify for one. For younger people […]

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The shelf life of bad credit

May 27, 2014

The Shelf Life of Bad Credit

When a credit card bill, loan payment or other financial obligation is not paid as agreed, lenders may send a […]

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Myths and facts about your credit score

May 13, 2014

The Truth and Fiction About Your Credit Score

As with many financial topics, credit scores are often misunderstood, creating myths about them and how they may affect you. […]

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Credit Reporting Agencies

January 21, 2014

Fiscal Fitness Part II — Understanding the “Big Three” Credit Reporting Agencies

This second article in our Fiscal Fitness series outlines the basics of how the “big three” credit reporting agencies (CRAs) […]

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Your credit score and housing

January 7, 2014

Planning to Rent a House or Apartment? Check Your Credit Report First

Your credit score can affect your life in ways you may not have considered. Beyond its impact on your ability […]

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